Getting preapproved for a mortgage helps you shop for homes within your means and shows you’re a serious buyer. We'll help you find a mortgage lender that can work with you to select a home loan with an interest rate and other terms suited to your needs.
Fast Track*: 24-Hour Approvals
Our Fast Track Approval option is available for employed borrowers with no investment properties.
Simple Track**: 48-Hour Approvals
Our Simple Track Approval option is available for self-employed borrowers with less than 3 businesses and limited investment properties.
Have Confidence
Discover what you can afford
Negotiate
Sellers are more likely to accept offers from buyers who are pre-approved
Close Faster
Pick up where your application left off
All residential mortgage loans are subject to credit approval in accordance with Columbia Bank’s lending policies.
*Columbia Bank’s “Fast Track” preapproval program typically provides a decision within 24 hours or the next business day for weekends and holidays. The “Fast Track” preapproval program is valid for 90 days and to borrowers who are not self-employed, and not a business owner and do not own any investment properties. The applicant must write “TBD” as their property address on their application in order to be eligible for a Fast Track preapproval. This program is available for New Jersey, New York & Pennsylvania purchase mortgages only.
**Columbia Bank’s “Simple Track” preapproval program typically provides a decision within 48 hours or the next two business days for weekends and holidays. The “Simple Track” preapproval program is valid for 90 days and is available to borrowers who are self-employed, own less than three businesses and have limited investment properties. The applicant must write “TBD” as their property address on their application in order to be eligible for a Fast Track preapproval. This program is available for New Jersey, New York & Pennsylvania purchase mortgages only.
For current rates, fees, and restrictions, please contact Columbia Bank at (800) 522-4167 or visit ColumbiaBankOnline.com for further details. Offer subject to change without notice. NMLS# 504284.
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Investments are NOT FDIC Insured, not Bank guaranteed, not a deposit, and not insured by any federal government agency. Investments may lose value.
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As a result, Columbia Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Columbia Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.
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Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.
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